:root{
  --navy:#0E2A47; --navy2:#14395F; --navy-d:#0A2038;
  --gold:#B8862B; --gold-hi:#D9A63F; --gold-so:#F3E7CE;
  --ink:#1A1F26; --body:#4A525C; --dim:#8A94A0;
  --line:#E3E7EC; --wash:#F5F7F9; --white:#fff;
  --disp:'Montserrat',system-ui,-apple-system,'Segoe UI',sans-serif;
  --sans:'Inter',system-ui,-apple-system,'Segoe UI',Helvetica,Arial,sans-serif;
  --wrap:1280px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--sans);
  font-size:16.5px;line-height:1.72;-webkit-font-smoothing:antialiased}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 40px;position:relative}
a{color:var(--gold);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:3px}
h1,h2,h3,h4{font-family:var(--disp);font-weight:800;letter-spacing:-.022em;color:var(--navy);
  margin:0 0 .5em;line-height:1.12}
h1{font-size:clamp(2rem,4.4vw,3.25rem);line-height:1.08}
h2{font-size:clamp(1.55rem,2.7vw,2.06rem)}
h3{font-size:1.25rem;font-weight:700}
p{margin:0 0 1.1em;color:var(--body)}
strong{color:var(--ink)}
.lede{font-size:1.06rem;line-height:1.7;color:var(--body);max-width:62ch}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:var(--sans);font-size:11px;
  font-weight:800;letter-spacing:.19em;text-transform:uppercase;color:var(--gold);margin:0 0 16px}
.eyebrow::before{content:"";width:28px;height:2px;background:var(--gold)}
.gold{color:var(--gold)}
.orn{height:1px;background:var(--line);margin:2.4rem 0}

/* utility bar */
.util{background:var(--navy);color:#C3D0DE}
.util .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;
  padding:10px 40px;font-size:12.5px;font-weight:500}
.util b{color:var(--gold-hi);font-weight:700;letter-spacing:.05em}

/* header */
header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:60}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:20px 0}
.brandmark{text-decoration:none;flex:none;display:block}
.brandmark:hover{text-decoration:none}
.brandmark .n{font-family:var(--disp);font-weight:800;font-size:23px;color:var(--navy);
  letter-spacing:-.005em;display:block;line-height:1}
.brandmark .n i{font-style:normal;color:var(--gold)}
.brandmark .s{font-size:9.5px;letter-spacing:.26em;color:var(--dim);font-weight:700;
  text-transform:uppercase;margin-top:6px;display:block}
nav ul{display:flex;gap:19px;list-style:none;margin:0;padding:0;font-size:13px;font-weight:600}
nav a{color:#414B57;text-decoration:none;white-space:nowrap;padding:7px 0;
  border-bottom:2px solid transparent}
nav a:hover{color:var(--navy);text-decoration:none}
nav a[aria-current=page]{color:var(--navy);border-bottom-color:var(--gold)}
.callbtn{background:var(--navy);color:#fff;text-decoration:none;padding:11px 21px;flex:none;
  text-align:center;border-radius:2px}
.callbtn:hover{background:var(--navy2);text-decoration:none}
.callbtn .l{font-size:9px;font-weight:800;letter-spacing:.17em;text-transform:uppercase;
  display:block;color:var(--gold-hi)}
.callbtn .p{font-family:var(--disp);font-weight:800;font-size:18px;display:block;line-height:1.25}
.menu{display:none;background:none;border:1px solid var(--line);color:var(--navy);
  padding:9px 13px;font-size:1rem;cursor:pointer;border-radius:2px}

/* buttons */
.cta{display:inline-block;background:var(--gold);color:#fff;padding:14px 26px;border-radius:2px;
  font-weight:800;font-size:14px;letter-spacing:.02em;border:0;cursor:pointer;
  font-family:var(--sans);transition:.18s}
.cta:hover{background:#A2761F;color:#fff;text-decoration:none}
.cta.ghost{background:transparent;color:var(--navy);border:1.5px solid #C9D2DC}
.cta.ghost:hover{background:var(--wash);border-color:var(--navy);color:var(--navy)}

/* hero */
.hero{background:linear-gradient(180deg,#fff 0%,var(--wash) 100%);
  border-bottom:1px solid var(--line);position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;top:0;right:0;bottom:0;width:42%;
  background:linear-gradient(200deg,rgba(14,42,71,.05),transparent 70%);z-index:1}
.hgrid{display:grid;grid-template-columns:1fr 428px;gap:56px;align-items:center;
  padding:56px 0 60px;position:relative;z-index:3}
.ticks{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:11px}
.ticks li{position:relative;padding-left:29px;font-size:14.5px;font-weight:600;color:#2C3540}
.ticks li::before{content:"";position:absolute;left:0;top:3px;width:18px;height:18px;
  border-radius:50%;background:var(--gold)}
.ticks li::after{content:"";position:absolute;left:6px;top:8.5px;width:5px;height:8px;
  border:solid #fff;border-width:0 2px 2px 0;transform:rotate(42deg)}
.acts{display:flex;gap:12px;margin-top:28px;flex-wrap:wrap;align-items:center}

/* stat bar */
.statbar{background:var(--navy)}
.statbar .wrap{display:flex;justify-content:space-between;align-items:center;padding:26px 40px}
.statbar .it{text-align:center;color:#fff}
.statbar .it b{font-family:var(--disp);font-weight:800;font-size:25px;display:block;
  color:var(--gold-hi);letter-spacing:-.02em}
.statbar .it span{font-size:10.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;
  color:#9FB1C4;margin-top:5px;display:block}
.statbar .sep{width:1px;height:40px;background:rgba(255,255,255,.15)}

/* sections */
section{padding:66px 0}
.band{background:var(--wash);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.center{text-align:center;max-width:680px;margin:0 auto 40px}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--navy);
  border-radius:2px;padding:30px 28px;transition:.18s}
.card:hover{box-shadow:0 12px 30px rgba(14,42,71,.09)}
.card h3{margin-bottom:9px}
.card h3 a{color:var(--navy);text-decoration:none}
.card p{font-size:14.5px;line-height:1.65;margin-bottom:0}
.card .ico{display:block;font-size:10px;font-weight:800;letter-spacing:.19em;
  text-transform:uppercase;color:var(--gold);margin-bottom:11px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start}
.plate{background:var(--navy);color:#fff;border-radius:2px;padding:34px 28px;text-align:center;
  margin-bottom:22px}
.plate .n{font-family:var(--disp);font-weight:800;font-size:22px;display:block;letter-spacing:-.01em}
.plate .n i{font-style:normal;color:var(--gold-hi)}
.plate .s{font-size:9.5px;letter-spacing:.26em;text-transform:uppercase;color:#9FB1C4;
  font-weight:700;margin-top:9px;display:block}
ul.checks{list-style:none;padding:0;margin:0}
ul.checks li{padding-left:29px;position:relative;margin-bottom:13px;color:var(--body);
  font-size:15px;line-height:1.68}
ul.checks li::before{content:"";position:absolute;left:0;top:6px;width:16px;height:16px;
  border-radius:50%;background:var(--gold-so);border:1.5px solid var(--gold)}
ul.checks.big li{margin-bottom:22px}
ul.checks.big li strong{display:block;font-family:var(--disp);font-weight:700;font-size:17px;
  color:var(--navy);margin-bottom:3px;letter-spacing:-.01em}

/* faq */
details{border-bottom:1px solid var(--line)}
details summary{cursor:pointer;font-family:var(--disp);font-size:16px;font-weight:700;
  color:var(--navy);padding:19px 34px 19px 0;list-style:none;position:relative}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";position:absolute;right:6px;top:17px;color:var(--gold);
  font-size:20px;font-weight:700}
details[open] summary::after{content:"‘2"}
details p{padding:0 0 20px;margin:0;font-size:15px}

/* forms */
form.rev{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);
  border-radius:2px;padding:28px;display:flex;flex-direction:column;gap:10px;
  box-shadow:0 22px 50px rgba(14,42,71,.11)}
form.rev .rh{border-bottom:1px solid var(--line);padding-bottom:14px;margin-bottom:3px}
form.rev .rh b{font-family:var(--disp);font-weight:800;font-size:22px;display:block;
  color:var(--navy);letter-spacing:-.02em}
form.rev .rh span{font-size:11.5px;color:var(--gold);font-weight:700;letter-spacing:.05em;
  text-transform:uppercase;margin-top:6px;display:block}
form.rev .row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-size:12px;font-weight:700;color:var(--navy);letter-spacing:.03em}
input,select,textarea{width:100%;background:var(--wash);border:1px solid #DCE2E8;border-radius:2px;
  padding:13px 14px;font-family:var(--sans);font-size:14.5px;font-weight:500;color:var(--ink);
  resize:none}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);outline-offset:-2px}
form.rev button{background:var(--navy);color:#fff;border:0;border-radius:2px;padding:16px;
  font-family:var(--disp);font-weight:800;font-size:14.5px;cursor:pointer}
form.rev button:hover{background:var(--navy2)}
form.rev small{text-align:center;color:var(--dim);font-size:11px;font-weight:600}
.contactbox{background:var(--wash);border:1px solid var(--line);border-radius:2px;padding:28px}

/* footer */
footer{background:var(--navy);color:#B9C7D6;padding:56px 0 34px;font-size:14.5px}
footer h4{font-family:var(--disp);font-size:12px;letter-spacing:.19em;text-transform:uppercase;
  color:var(--gold-hi);margin-bottom:16px;font-weight:800}
footer a{color:#DCE5EE}
footer a:hover{color:#fff}
footer p{color:#9FB1C4}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:44px;padding-bottom:34px;
  border-bottom:1px solid rgba(255,255,255,.13)}
.fgrid ul{list-style:none;padding:0;margin:0}
.fgrid li{margin-bottom:9px}
.legal{padding-top:26px;font-size:12.5px;line-height:1.72;color:#8598AC}
.legal strong{color:#C3D0DE}
.legal p{color:#8598AC;margin-bottom:12px}

@media(max-width:1100px){
  nav ul{gap:14px;font-size:12px}
  .hgrid{grid-template-columns:1fr}
  .g3,.g2,.split,.fgrid{grid-template-columns:1fr}
  .statbar .wrap{flex-wrap:wrap;gap:22px;justify-content:center}
  .statbar .sep{display:none}
  .util .wrap{flex-direction:column;gap:4px;text-align:center;font-size:11.5px}
  nav{display:none;width:100%}
  nav.open{display:block}
  nav ul{flex-direction:column;gap:0}
  nav li{border-bottom:1px solid var(--line)}
  nav a{display:block;padding:13px 0}
  .menu{display:block}
  .nav{flex-wrap:wrap}
}